Net worth
Everything you own minus everything you owe.
Add bank balances, investments, EPF/PPF/NPS, property, gold and vehicles; subtract home, car and personal loans and card balances. Tracking it every month shows whether you're actually getting richer, which income alone doesn't.
Example
Assets of ₹85 lakh and loans of ₹35 lakh: a net worth of ₹50 lakh.
Net Worth Calculator
Add up what you own and what you owe to see your net worth and how much of it is borrowed.
Related terms
Rules as of tax year 2026-27. Written by the Welthr team; last reviewed on . Not financial advice.