Welthr
CalculatorsHelpLog in

Financial calculators

Free, no sign-up. Built for Indian rules — FY 2026-27 tax slabs, quarterly FD compounding, PPF's 5 April rule, the Gratuity Act formula.

Investments

SIP Calculator
What a monthly mutual fund SIP can grow to at an expected return.
Step-up SIP Calculator
A SIP that rises every year with your salary — and how much more it builds.
Lumpsum Calculator
Growth of a one-time investment over time.
SWP Calculator
Monthly income from your savings with a systematic withdrawal plan — and how long it lasts.

Deposits & savings schemes

Fixed Deposit Calculator
Maturity value and interest for a bank FD — cumulative or with monthly/quarterly payouts.
Recurring Deposit Calculator
What a fixed monthly deposit grows to, compounded quarterly like Indian banks and the Post Office.
PPF Calculator
Your Public Provident Fund balance after 15 years — or longer with 5-year extensions.
Sukanya Samriddhi Calculator
What your daughter's SSY account will be worth at maturity, 21 years after opening.

Retirement

EPF Calculator
Your Employees' Provident Fund corpus at retirement, with salary increases and VPF.
NPS Calculator
Your National Pension System corpus, lump sum and monthly pension at exit.
Retirement Corpus Calculator
How much you need to retire, after inflation — and the monthly SIP that gets you there.
Gratuity Calculator
Gratuity under the Payment of Gratuity Act from your last salary and years of service.

Loans

Loan EMI Calculator
Monthly EMI, total interest and a year-by-year repayment schedule for any loan.
Home Loan Prepayment Calculator
How much interest a part-payment saves, and how much sooner the loan ends.

Tax

Income Tax Calculator
Your tax under the old and new regimes for FY 2026-27 — and which one saves more.
HRA Exemption Calculator
How much of your house rent allowance is tax-free, with the new 8-city metro rule.

Planning

Inflation Calculator
What today's money will cost in future — and what future money is worth today.