Real return
Your return after inflation: what your money actually gains in buying power.
Real return ≈ return − inflation (exactly: (1 + return) ÷ (1 + inflation) − 1). After tax, many savings accounts and FDs have a real return near zero or below.
Example
An FD at 7%, taxed at 30%, earns 4.9% after tax; with 5% inflation the real return is about −0.1%.
Inflation Calculator
What today's money will cost in future — and what future money is worth today.
Related terms
Rules as of tax year 2026-27. Written by the Welthr team; last reviewed on . Not financial advice.