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Glossary

VPF

Voluntary Provident Fund

Extra contributions to your EPF account beyond the required 12%, earning the same interest.

Ask your employer to deduct more from your salary. It counts for 80C in the old regime, but interest on your own EPF and VPF contributions above ₹2.5 lakh a year is taxable.

EPF Calculator

Your Employees' Provident Fund corpus at retirement, with salary increases and VPF.

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Rules as of tax year 2026-27. Written by the Welthr team; last reviewed on . Not financial advice.