Every date that matters for your taxes and savings in the next 12 months: advance tax, income tax returns, tax-saving investments and PPF deposits.
Tax year 2026-27 is the first under the Income-tax Act, 2025. Dates marked Check nearer the time are for returns under the new Act, which the Income Tax Department confirms with the new forms. Due dates can also be extended; check incometax.gov.in before you file.
Pay at least 75% of the year's tax (after TDS) by today.
For: Anyone whose tax after TDS is ₹10,000 or more: freelancers, business owners, people with capital gains, rent or interest
File with the late fee if you missed the July or August date. Revising a return without a fee is also possible until today.
For: Anyone who hasn't filed last year's return
Rent receipts, 80C investments, health insurance and home loan certificates, by the date your employer sets. Otherwise more TDS is deducted from your last salaries.
For: Salaried, in the old tax regime
Pay 100% of the year's tax (after TDS) by today. If you use presumptive taxation (44AD/44ADA), all of it is due today.
For: Anyone whose tax after TDS is ₹10,000 or more: freelancers, business owners, people with capital gains, rent or interest
80C (₹1.5 lakh), health insurance (80D) and NPS (extra ₹50,000) must be paid by today to count for this year. Only in the old regime.
For: Taxpayers in the old regime
At least ₹500 in PPF and ₹250 in SSY for 2026-27, or the account becomes inactive and needs a penalty to revive.
For: PPF and SSY account holders
Correct a mistake in a return you've filed. After 31 December a fee applies.
For: Anyone who has filed last year's return
Interest is worked out on the lowest balance between the 5th and the month's end. Depositing the year's amount by 5 April earns interest on it for all of 2027-28.
For: PPF and SSY account holders
Give your bank and post office the declaration known as Form 15G (or 15H if you're 60 or older) at the start of the year.
For: Savers with FD or RD interest and income below the taxable limit
Pay at least 15% of the year's tax (after TDS) by today.
For: Anyone whose tax after TDS is ₹10,000 or more: freelancers, business owners, people with capital gains, rent or interest
Your TDS certificate for last year, needed to file your return. Check it against Form 26AS / AIS before filing.
For: Salaried
ITR-1 and ITR-2: salary, pension, interest, house property and capital gains. Filing late costs a fee of up to ₹5,000 (₹1,000 if income is up to ₹5 lakh) and interest on any tax due.
For: Salaried people, pensioners and investors without business income
ITR-3 and ITR-4 for freelancers, consultants and businesses whose accounts don't need an audit.
For: Freelancers, consultants and small businesses
Pay at least 45% of the year's tax (after TDS) by today.
For: Anyone whose tax after TDS is ₹10,000 or more: freelancers, business owners, people with capital gains, rent or interest
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For resident individuals. Dates checked on 4 November 2026 against the Income-tax Act, 2025 and Budget 2026. Not tax advice.