How lumpsum growth is calculated
A one-time investment compounds yearly: FV = P × (1 + r)t, where P is the amount, r the yearly return and t the number of years. At 12%, money roughly doubles every 6 years.
If you're worried about investing all at once, a SIP or a systematic transfer plan spreads the entry over time.
Results are estimates for illustration only, not financial advice. Banks and schemes may round, apply TDS or use slightly different day counts — confirm figures with your bank or employer.