How an SWP works
A systematic withdrawal plan pays you a fixed amount from a mutual fund every month while the rest stays invested and keeps earning. If the return beats what you withdraw, the money can last indefinitely; if not, it runs down.
A common rule of thumb is to withdraw no more than 4–5% of the corpus a year. Each withdrawal is part capital and part gains, so tax applies only to the gains portion.
Results are estimates for illustration only, not financial advice. Banks and schemes may round, apply TDS or use slightly different day counts — confirm figures with your bank or employer.